Alibaba Credit Platform

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This topic provides information about the Alibaba Credit Platform, including the 1688 Trust Level and Zhima Credit.

1688 Trust Level

The 1688 Integrity Level is a dynamic rating that Alibaba provides for enterprise members on the 1688 platform. The rating is based on a comprehensive assessment of multiple metrics, including basic information, business capability, and fulfillment capability. This rating helps businesses showcase their operational strength and serves as an important indicator of their online business credibility. There are five integrity levels, ranked from lowest to highest based on the integrity score: Level 1, Level 2, Level 3, Level 4, and Level 5. For more information, see the 1688 Help Center.

Zhima Credit

Zhima Credit is a personal credit service launched by Zhima Credit Management Co., Ltd., a subsidiary of Ant Financial. The system collects data from government and financial systems and analyzes user behavior records on platforms such as Taobao and Alipay. Using big data and cloud computing technologies, the system objectively assesses an individual's credit status. By connecting various services, it allows individuals to experience the value of good credit. The system rewards trustworthy users and penalizes untrustworthy ones.

Zhima Score is a credit score calculated by processing and analyzing collected user information. The score ranges from 350 to 950. A higher score indicates better credit. For more information, see the official Zhima Credit website.

To view your specific Zhima Score and credit level, go to Alipay > Me > Zhima Credit, as shown in the following figure.