Business Risk Intelligence events and return parameters

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Service event parameters

Service event parameters are passed in the `ServiceParameters` field of the common parameters and must be in JSON format. The following section describes the service event parameters for Business Risk Intelligence.

Note: To maximize compatibility with various input parameters, Alibaba Cloud Fraud Detection does not validate the business format of input strings. You must validate the business format of the data. For example, for the `mobile` field, you must validate that the input parameter meets the business format requirements for a mobile number. For instance, a mobile number in mainland China is an 11-digit number that starts with 1.

Field name

Field description

Data format

Sample data

Required

mobile

The mobile number. By default, this is a mobile number in mainland China. For numbers outside mainland China, include the country or region code in the `CountryCode-MobileNumber` format.

String

Mainland China mobile number: `1381111****`. Mobile number outside mainland China: `001-718123****`

Required. Provide either `mobile` or `mobileMd5`.

mobileMd5

The 32-character lowercase MD5 hash of an 11-digit mobile number that starts with 1.

String

Before MD5: `1800000****`. After MD5: `e7beea81b7a03b38508428fbeeb3c69a`

Required. Provide either `mobile` or `mobileMd5`.

Custom return parameters

In addition to the common return parameters, the Business Risk Intelligence service returns custom parameters in the `Data` field. The following interpretation of the `score` field is based on recommendations from the Alibaba Cloud risk control team. You can adapt these guidelines for your business operations.

The `score` value is returned in the `Data` parameter and ranges from 0 to 1. A higher value indicates a higher degree of risk.

Value range

Risk level

Description

0 to 0.3 (exclusive)

Low to medium risk

Allow or tag for observation.

0.3 (inclusive) to 0.7 (exclusive)

Medium risk

Tag for observation or require further security authentication.

0.7 (inclusive) to 1.0 (exclusive)

High risk

Require further security authentication or restrict permissions for high-risk operations.

The `tags` value is returned in the `Data` parameter and indicates the following risk features:

Value

Definition

cheat

Suspected arbitrage risk feature.

fraud

Suspected fraud risk feature.

low_value

Low value score.

other

Other risk features.

no_tag

None of the preceding feature tags were found.