ScenarioFinConnector offers the following features.
Cloud Spending
Provides a closed-loop solution that covers intelligent expense control, scenario-based payments, employee incentives, financial risk control, and financial services.
Aggregated price comparison
Aggregates resources from leading travel and ride-hailing platforms. It compares prices for corporate bookings of flights, hotels, and cars to help you find the best deals.
Scenario-based incentives
Encourages employees to save company money in various scenarios by rewarding them with points based on a percentage of the savings. Employees can redeem these points for products in an online marketplace.
Intelligent expense control
Shifts from traditional post-reimbursement reviews to proactive expense control based on preset standards. This approach significantly improves corporate expense management. The system also uses data to refine control rules and provide intelligent recommendations.
Credit technology
Matches users to products with intelligent routing and deeply embeds benefits within specific scenarios. It allows financial institutions to customize product management and joint testing.
Decision routing
Uses multilayer routing to precisely match users with financial products before, during, and after a transaction. This matching is based on the dynamic and layered attributes of users in a specific scenario.
Scenario-based benefit delivery
You can customize the conditions for distributing benefits to users during financial transactions. You can also define the types and specifications of the benefits to be delivered.
Financial product management
Financial institutions can configure all aspects of their financial products in the ScenarioFinConnector console. These configurations are automatically applied to business flows and customer-facing pages.
Cardholder marketing
Drives targeted bank card activation, acquires new users for co-branded cards, and manages online acquisition and funding for Class II accounts. Capabilities include precise user segmentation through privacy-safe list matching with bank data, differentiated campaign strategies, and dynamic benefit pricing.
Card usage activation
Collaborates with ecosystem partners using privacy-safe list matching for precise and layered user segmentation and dynamic pricing of benefits. This approach boosts card activation for users in the bank's digital channels, such as H5 pages, and through external partner scenarios.
New account acquisition
Integrates with consumer ecosystem scenarios to provide solutions for co-branded card issuance and new user acquisition for Class II accounts. These solutions include services for marketing, budgeting, risk control strategies, and operations.
Credit limit increase
Manages the full lifecycle of user bank cards to build personalized consumer habits and loyalty. It offers dynamic marketing services tailored to different lifecycle stages and drives continuous card usage by matching users with strategies for credit limit increases, such as targeting high-value transactions.
Scenario-based insurance
Provides an all-in-one intelligent assistant for business development and claims processing in online insurance scenarios. It connects to a broad ecosystem to efficiently access multiple consumer and lifestyle service scenarios, which speeds up product innovation and expansion while improving the user experience. It also uses intelligent algorithms, deep scenario-based risk control, and computer vision to increase the efficiency of claims and business development.
Intelligent marketing and sales
Enables insurance companies to market to users within specific scenarios. You can achieve high conversion rates for policy sales through customer tag management, intelligent outreach, and underwriting risk control.
Intelligent claims processing
Improves the automation and accuracy of claims processing with advanced and scenario-based risk control. This includes capabilities for physical object recognition, medical bill recognition, and detection of manipulated images.
Underwriting and claims risk control
Uses an intelligent assistant for underwriting and claims assessment to support human decision-making. You can operate and monitor risk models to allow for flexible policy adjustments.