Product introduction
What is financial-grade face detection
Financial-grade face detection uses proprietary liveness detection and facial recognition technologies. It works with authoritative data sources to quickly verify a person's identity and provides security that meets financial-grade requirements.
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Financial-grade face detection currently supports the following connection plans:
Connection plan | Connection type | User authentication flow | Materials provided by the integrator |
Server-side connection | None | Name, ID card number, and user's facial photo | |
App SDK + server-side connection | Performs liveness interaction | Name and ID card number |
Features and advantages
Financial-grade metrics: A false recognition rate of less than 1 in 100,000 and an accuracy rate of over 99%.
Proven industry application: Serves over 200 million Internet finance users and secures over 2 billion transactions.
Sub-second liveness detection: Completes liveness detection in under a second without requiring complex user actions. The process is efficient, private, and secure.
Passes financial-grade anti-spoofing tests: Resists various real-world spoofing attacks and is verified by authoritative data sources.
Low-cost implementation: A software-only solution that supports standard cameras and works both indoors and outdoors.
Authoritative certifications: Certified by the Ministry of Public Security of China and compliant with standards such as ISO 27001, ISO 30107-3 (iBeta PAD Level 1), and ISO/TC68.
Scenarios
Online account opening for financial institutions: Use ID Verification during registration in financial mobile apps to verify user identities. This reduces operational costs and improves risk control.
Registration for online government platforms: Use ID Verification in government apps for features such as online reservations. This can prevent individuals from claiming items multiple times and ensure fair distribution.
Changing passwords or phone numbers: Use ID Verification to confirm a user's identity when they change their password or link a new phone number in a mobile app.
Ride-hailing driver verification: Confirm the identity of the driver operating the vehicle to prevent unauthorized individuals from driving.
Financial risk control: Verify user identity during various operations such as payments, reporting lost items, restoring accounts, transfers, withdrawals, credit applications, and wealth management to mitigate financial threats.
Glossary
The following table defines terms related to financial-grade face detection.
Term | Description |
Authentication scenario | The specific context where your users authenticate through your application, such as for logon or payment. |
Application server-side | The server-side of the application you develop. The application server-side implements the application's logic. |
Application client | The client-side of the application you develop. |
Limits
The financial-grade face detection service currently supports authentication for residents of mainland China with second-generation ID cards, and residents of Hong Kong (China), Macao (China), and Taiwan (China) with permanent residence permits.