Payment FAQ

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Specific issue

Payment methods and usage rules

Troubleshooting payment issues

Alipay auto-debit FAQ

Shebei service FAQ

Payment methods and usage rules

What payment methods does Alibaba Cloud support?

Payment method

Description

How to obtain

How to use

Coupon

A virtual voucher that Alibaba Cloud Intelligence provides to customers during marketing campaigns. Coupons offer discounts in three forms—fixed-amount deduction, spending threshold deduction, or percentage discount—when customers place orders or when pay-as-you-go products are billed.

Obtain by participating in official website promotions.

Select the coupon at checkout, or let it apply automatically to pay-as-you-go bills.

Voucher

A virtual voucher that Alibaba Cloud provides as a cash-equivalent benefit, which can be used to offset the cost of purchasing Alibaba Cloud products.

Obtain by participating in official website promotions.

Select the voucher during order payment, or let it apply automatically when pay-as-you-go bills are settled.

Stored-value card

Alibaba Cloud offers stored-value cards with a face value in multiples of CNY 100. The minimum face value is CNY 100. You can use stored-value cards to purchase or renew Alibaba Cloud products on the official website, supporting both subscription and pay-as-you-go billing methods.

Purchase stored-value cards through the official website.

Select the stored-value card during order payment, or let it apply automatically when pay-as-you-go bills are settled.

Account balance

The cash balance that customers prepay to Alibaba Cloud through corporate bank transfer, Alipay, or similar channels, and that remains after consumption.

Top up the account through corporate bank transfer, Alipay, or similar payment methods.

Select the account balance during order payment, or let it apply automatically when pay-as-you-go bills are settled.

Credit control quota

A settlement service that Alibaba Cloud, after evaluation, offers to qualifying users. It allows these users to purchase products and services on the Alibaba Cloud website on credit—that is, to consume first and settle later within an approved amount, and to complete the actual payment after an agreed period.

Granted after evaluation and offered to enterprise users.

Enterprise users can directly activate and use cloud products within their approved credit control quota.

Alipay

A third-party payment channel.

Available on the official website cashier page.

Select Alipay at payment time.

Alipay auto-debit

A third-party payment channel linked through a signed agreement for automatic deduction.

Obtain by linking an Alipay account through the auto-debit signing process.

Automatically applied when pay-as-you-go bills are settled.

Huabei installments

A credit-based payment channel provided by Alipay.

Available on the official website cashier page.

Select Huabei installments at payment time.

MYbank Shebei

A credit-based payment channel provided by MYbank.

Available on the official website cashier page.

Select Shebei at payment time.

Shebei is available only for specific products.

Alipay Direct Payment

A fund solution that Alipay provides to online platforms—such as e-commerce and digital entertainment platforms—for payment, settlement, and fund distribution.

Available on the official website cashier page.

Select Alipay Direct Payment at payment time.

(Available only for orders from service providers in Alibaba Cloud Marketplace that have signed up for Direct Payment collection.)

MYbank Rongyishou

A high-value fund collection service that MYbank offers to enterprise sellers. Buyers can pay directly through bank transfer.

Available on the official website cashier page.

Select Rongyishou at payment time.

(Available only for orders from service providers in Alibaba Cloud Marketplace that have signed up for Direct Payment collection.)

Personal online banking

Personal MYbank payment.

Available on the official website cashier page.

Select personal online banking at payment time.

Corporate online banking

Corporate MYbank payment.

Available on the official website cashier page.

Select corporate online banking at payment time.

UnionPay Online Payment (QuickPass)

A mobile payment service launched by China UnionPay.

Available on the official website cashier page.

Select UnionPay Online Payment at payment time.

WeChat Pay

A third-party payment channel.

Available on the official website cashier page.

Select WeChat Pay at payment time.

(Available only when paying for product orders in the Alibaba Cloud WeChat Mini Program.)

Corporate bank transfer

A bank transfer initiated through a bank counter, online banking, or mobile banking.

Transfer directly to the Alibaba Cloud bank account and then claim the payment;

Alternatively, set up a dedicated bank account for transfers. For more information, see Corporate bank transfer

Use the transfer to top up the account balance and then settle bills from the balance.

Use cases for each payment method are listed in the following table:

Payment method

Account balance top-up

Subscription order payment

Pay-as-you-go bill payment

Coupon

Not supported

Supported

Supported

Voucher

Not supported

Supported

Supported

Stored-value card

Not supported

Supported

Supported

Account balance

Not supported

Supported

Supported

Credit control quota

Not supported

Supported

Supported

Alipay

Supported

Supported

Not supported (top up the account balance first, and then pay from the balance)

Alipay auto-debit

Supported

Not supported

Supported

Huabei installments

Supported

Supported

Not supported

MYbank Shebei

Not supported

Supported

Not supported

Alipay Direct Payment

Not supported

Supported

Not supported

MYbank Rongyishou

Not supported

Supported

Not supported

Personal online banking

Supported

Supported

Not supported (top up the account balance first, and then pay from the balance)

Corporate online banking

Supported

Supported

Not supported (top up the account balance first, and then pay from the balance)

UnionPay Online Payment (QuickPass)

Supported

Supported

Not supported (top up the account balance first, and then pay from the balance)

Corporate bank transfer

Supported

Not supported (top up the account balance first, and then pay from the balance)

Not supported (top up the account balance first, and then pay from the balance)

Are credit card payments supported for purchases?

  • If you pay with Alipay, you can use any credit card linked to your Alipay account.

  • If you pay with personal online banking (including credit cards), you can use credit cards from the following banks: Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Postal Savings Bank of China, Bank of Communications, China Merchants Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Minsheng Bank, China Everbright Bank, Ping An Bank, Hua Xia Bank, Industrial Bank, Bank of Shanghai, Bank of Hangzhou, Bank of Guilin, Bank of Lanzhou, and Qilu Bank.

Automatic payment deduction order

When Alibaba Cloud settles a postpaid bill, deductions are applied in the following order:

  1. Valid coupons in the Alibaba Cloud account (must meet the usage conditions).

  2. Valid vouchers in the Alibaba Cloud account (must meet the usage conditions).

  3. Valid stored-value cards in the Alibaba Cloud account (must meet the usage conditions).

  4. Cash balance in the Alibaba Cloud account (balance transferred in from other accounts is used before balance you topped up yourself).

  5. Alipay account linked to the Alibaba Cloud account through a signed agreement (available only to a small subset of customers).

That is, if your account has valid vouchers or stored-value cards that apply to the order, the system first deducts from the vouchers or stored-value cards. If none are available, it deducts from the cash balance. If the cash balance is also insufficient, it deducts from your linked Alipay account, and so on.

Important

If you have signed up for the Alipay auto-debit service, the system falls back to Alipay auto-debit only when all of the balances above are insufficient. The Alipay auto-debit feature remains available only to existing subscribed customers and is currently not open to all users.

Note

For credit control customers, after the bill is issued, vouchers and stored-value cards are applied first in real time. Any outstanding amount is then settled with cash after the next month's bill is issued.

How do I view transaction details?

To view the details of transactions you made on Alibaba Cloud or HiChina, go to the Expenses and Costs console, and then navigate to Fund Management >Transaction Details.

Troubleshooting payment issues

What should I do if a payment times out?

Go to your Alibaba Cloud Expenses and Costs console, open the Order Management page, find the unpaid order, and complete the payment.

What should I do if the payment page fails to open after I confirm an order?

If the Alipay payment page fails to open, the issue is usually caused by the network or the browser. First, check whether the network is working. If the network is fine, troubleshoot as follows:

  • Firewall issue

    Disable your firewall (both any third-party firewall and the built-in Windows Firewall). To disable Windows Firewall, click Start > All Programs > Control Panel > Windows Firewall, and then set it to off. If you installed a third-party firewall, exit the firewall program.

  • Browser cookie settings issue

    In Internet Explorer, click Tools > Internet Options> Privacy > Advanced, and then select Override automatic cookie handling and Always allow session cookies.

    Alternatively, add www.alipay.com as a trusted site. In Internet Explorer, click Tools > Internet Options> Privacy/Security > Sites, and add https://www.alipay.com to the list of trusted sites. Also check whether https://www.alipay.com is listed under restricted sites and, if so, remove it.

    For instructions on changing cookie settings in other browsers, see the "Modify cookie settings" section in the "The logon page is unusual. How to do?" topic of the Account Logon documentation.

How can I change my payment method during checkout?

If you have already selected a payment method on the Pay page and want to change it on the transaction page, do the following:

Go to the Orders page and find the order. Click Pay to open the Pay page, select a new payment method, and complete the payment.

What should I do if a 403 error occurs when I top up using ICBC enterprise online banking?

When you top up using ICBC enterprise online banking, insert the U-shield before you click Top up. Otherwise, a 403 error occurs.

What should I do if I am prompted to "check the service status" when paying for an upgrade or renewal?

This issue usually occurs because the resource associated with the order has been released. Log on to the Management Console, and in your products and services, check whether the resource associated with the upgrade or renewal order is running.

Why does my order show as unpaid after I have already paid?

Verify that the payment was successful. If the payment was successful, go to the Alibaba Cloud Expenses and Costs console and check the order details on the Order Management page.

Why is my service not activated after I have paid?

Check whether the order is still unsettled. If you topped up the account first, you must still pay for the order after the top-up before the service payment is considered complete and the service can be activated.

Can I restore an unpaid order after it is canceled?

If an order is not paid within the time limit after it is created, the order is automatically canceled when it expires and cannot be restored. If you still need the service, place a new order.

Typically, the validity period of an unpaid order on Alibaba Cloud is 7 days, but the validity period for unpaid orders can vary by product and scenario. Plan your payment timing based on the specific situation.

Alipay auto-debit FAQ

What is the Alipay auto-debit service?

After you sign up for the auto-debit service, your Alibaba Cloud account does not need to maintain a cash reserve. Overdue bills are automatically deducted from the linked Alipay account.

The Alipay account you link for auto-debit must be the Alipay account that is already bound to your Alibaba Cloud account and must have completed real-name verification. Otherwise, the account cannot be linked or signed up.

Due to bank gateway issues, new sign-ups for Alibaba Cloud auto-debit were closed on January 3, 2017. This does not affect users who have already signed up and continue to use the auto-debit service, and these users can cancel the service at any time. Once canceled, the auto-debit service cannot be activated again.

What are the supported services and limitations of the Alipay auto-debit service?

  • Supported services: The Alipay auto-debit service currently supports automatic deduction only for pay-as-you-go product bills.

  • How it works: After you sign up for the auto-debit service, you do not need to maintain a cash reserve. Overdue bills are automatically deducted from the linked Alipay account.

  • Signing requirements: The Alipay account you link for auto-debit must be the Alipay account that is already bound to your Alibaba Cloud account and must have completed real-name verification. Otherwise, you cannot complete the binding or signing process.

Cancel the Alipay auto-debit service

Open the Alipay app and go to Me > Settings > Payment Settings > Password-free Payment/Auto-debit. Find the corresponding auto-debit agreement and disable it.

After the agreement is disabled, your pay-as-you-go products can no longer be paid through Alipay auto-debit. Keep sufficient balance in your Alibaba Cloud account to avoid service suspension due to overdue payments.

How do I set up auto-debit from my Yu'e Bao balance?

After you sign up for Alipay auto-debit, auto-debit from your Yu'e Bao balance is enabled by default.

However, if you have disabled the Yu'e Bao auto-debit service in the Alipay system, bills can no longer be deducted from your Yu'e Bao balance.

To enable or disable Yu'e Bao auto-debit, log on to Alipay and go to My Alipay > Account Assets > Yu'e Bao. Next to Auto-debit service, click Enable or Disable.

If I have signed up for Alipay auto-debit and my account balance is insufficient, can the system first deduct the available account balance and then deduct the remaining amount from my Alipay account?

No. The cash balance deduction and Alipay auto-debit features are not yet integrated.

Does Alipay auto-debit require SMS confirmation? Will I receive an SMS notification after a deduction?

  • Within the limits (CNY 0-2,000 per transaction, CNY 0-2,000 per day, and CNY 0-10,000 per month), auto-debit deductions do not require SMS confirmation and are processed directly.

  • When the limits are exceeded (CNY 2,000-5,000 per transaction, CNY 2,000-5,000 per day, or CNY 10,000-50,000 per month), the customer must confirm by SMS reply before the deduction can proceed.

  • Alipay does not send an SMS notification after a successful auto-debit deduction. SMS notifications from the bank card follow the bank's current notification rules and are not related to the auto-debit service itself.

  • The limits for the auto-debit service are CNY 5,000 per day and CNY 50,000 per month. If a bill exceeds these limits, the auto-debit fails and you must pay through another payment method. Choose Alipay auto-debit based on the actual size of your bills.

How can I use my Yu'e Bao balance for auto-debit?

  • After you sign up for the Alipay auto-debit service, auto-debit from your Yu'e Bao balance is enabled by default.

  • If you have disabled the Yu'e Bao auto-debit service in the Alipay system, even after signing up with Alibaba Cloud, the system cannot deduct from your Yu'e Bao balance and cannot settle overdue bills.

  • Log on to Alipay to check whether the Yu'e Bao auto-debit toggle is enabled. The path is My Alipay > Account Assets > Yu'e Bao.

Interface description: On the Yu'e Bao page, in the Feature Settings section, find Auto-debit service and click Disable on the right to turn the service off.

Shebei service FAQ

What is the Shebei service?

Shebei is a guarantee service that Shangcheng Financing Guarantee Co., Ltd., a subsidiary of Ant Group, provides to buyers and sellers in credit-based transactions. When you purchase cloud products on Alibaba Cloud, you can use your Shebei credit limit to pay upfront without paying cash immediately—buy now and pay later for your cloud journey.

Who is eligible for the Shebei service?

Alibaba Cloud users who have completed personal real-name verification and are approved for Shebei can activate the service through their Alipay account to pay for self-operated prepaid cloud products purchased on the Alibaba Cloud website.

What are the advantages of a Shebei credit limit?

Your Shebei credit limit is determined by a comprehensive evaluation of your personal Alipay account. Different account profiles have different Shebei limits. Shebei currently shares the credit line with MYbank's online business loan. As long as you continue to use your personal Alipay normally and maintain a good credit record, your credit limit remains stable.

How do I check whether an order was paid through Shebei?

In the Expenses and Costs console, go to the Transaction Details list, and filter by Transaction Channel.

What is the repayment cycle for Shebei?

Shebei generates a bill for the previous month's transactions on the 1st of each month, with a fixed repayment date on the 8th of each month.

How do I cancel the Shebei service?

In the Alipay app, search for the Shebei service mini program, and then follow this path to cancel the service: Shebei home page > Settings > Cancel Shebei > Confirm.

Before you formally cancel the Shebei service, you must pay off all outstanding Shebei bills.

Refunds for cloud products paid through Shebei: how are they processed?

Refunds for cloud products paid through Shebei are returned to the original payment account.

What types of orders does Shebei support?

Shebei supports prepaid orders.

How do I view my Shebei bills?

If you have activated the Shebei service, search for the "Shebei" service mini program in the Alipay app to view your usage records and bills.

How do I use Shebei to pay for cloud product orders?

If you have activated the Shebei service, after you confirm the order, go to the cashier page and select "Shebei" to use your credit limit for free:

On the cashier page, in the Other payment methods section, select the Alipay tab, and then select the Shebei option. Select the Service Agreement check box below, and then click Activate and Pay to complete the payment.

What products does Shebei support?

Shebei supports self-operated cloud products under Alibaba Cloud Computing Co., Ltd. For the full list, see Products supported by the Shebei service.

How do I repay a Shebei bill when it is due?

Shebei issues a bill on the 1st of each month. After the bill is issued, you can choose to pay the full amount in advance, using your Alipay balance or Yu'e Bao.

Shebei deducts the payment on the 8th of each month, the fixed repayment date. The system automatically deducts the amount from your Alipay balance, Yu'e Bao, MYbank account, or the debit cards linked to your Alipay. Proactive repayment on the due date itself is not supported.